Motor Vehicle Accidents in Boston
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Have you been involved in an automobile accident where someone was seriously injured? Before accepting any settlement from an insurance company, it would be in your best interest to consult an attorney at the Motor Vehicle Accident Law Offices of “insert attorney name” in Boston. You might be entitled to more than you think and we will make sure your interests are protected. If you have been injured, you may be entitled to medical bills reimbursement plus a tax-free settlement for pain and suffering.
Boston Car Accident Overview
- Every year Massachusetts roadways are the scene of thousands of car accidents.
- In many cases there are serious injuries, sometimes death.
- Driver negligence isn’t always the cause of an auto accident; sometimes it is because of road hazards or bad weather, such as icy roads.
- Massachusetts Law states you are allowed to sue for damages for pain and suffering if the responsible party caused:
- Death
- Fracture
- Body part is seriously injured
- Disfigurement – serious or permanent
- One of your senses are damaged – sight, hearing, etc.
- Medical bills exceed $2,000
If you are involved in an accident
- Call the police – do not attempt to settle.
- Wait at the scene for the police to arrive.
- Exchange information with the other driver:
- Name
- Address
- Telephone number
- Driver’s license
- Insurance company name and policy number
- Get all passenger and witness names (if any)
- Call an attorney as soon as you can
- Get a copy of the police report
- Keep a disposable camera in your car - take photos of all damages
Claims against responsible party
- Driver negligence plays a big part in car accidents that happen in Boston.
- The insurance company will determine who was at fault.
- Damages must also be determined (includes pain and suffering).
- If you have been hurt, you must show that you received medical treatment.
- You can also have a medical expert prove that you have suffered mental anguish.
- Loss of Consortium – spouse or family member is severely injured or died as a result of the driver’s negligence.
- You must prove that your relationship with the victim has been damaged.
- Wrongful Death – Prove operator of other vehicle caused the death.
Automobile Liability Insurance
No-Fault
- The Commonwealth of Massachusetts is considered a No-Fault state.
- In Boston, regardless of who is to blame for a car accident, you will be covered by your own insurance company.
- Personal Injury Protection (PIP) – you can collect a total of $8,000 for medical bills and salary you may lose due to the accident.
- Medical Payments (Med Pay) optional coverage – If you go over the $8,000 allowed under No-Fault insurance, Med Pay will pay the rest.
- Will give you an additional $10,000 in coverage.
Uninsured Motorist Coverage
- Provides coverage if you are involved in an accident with a person that has no insurance.
- Considered to be a “safety net”.
- It will cover you if you are walking and hit by a hit and run driver.
- If you are driving another person’s car without their permission, you may find that you are not insured in case of an accident.
Miscellaneous Issues
- Your insurance company could dispute your interpretation of the terms of your policy.
- In this instance, an attorney will file for a declaratory judgment.
- The court will decide what you are entitled to under your policy.
Conclusion
If you think you have a claim against the person who hit your automobile, you should contact an attorney at the Motor Vehicle Accident Law Offices of
“insert attorney name”. Massachusetts law gives you three years from the day of the accident to file a complaint. However, it is in your best interest to seek legal advice as soon as you can. You don’t want to risk the chance of your witnesses disappearing or your memories fading.
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